Take Advantage of Loan Pre-Qualification

The Advantages

Know how much house you can afford.
Know how much cash you will need for the down payment.
Simplifies pre-approval.

A number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification.

As top-producing REALTORs, we work daily with a number of dependable, local lenders.  We can refer you to loan officers and mortgage brokers who will quickly prequalify you, talk to you about current rates and loan programs, and tell you exactly home much house you can afford.  And, if you qualify for assistance.

Items considered when pre-qualifying for a mortgage loan include:

  • Employment History
  • Credit History and Scores
  • Monthly Income and Expenses

With our knowledge of the mortgage market, we'll help you make an informed decision as to the type of loan you'll want. There are many different types of loans to consider - FHA, VA, Conventional, Renovation Loans, and even Bad Credit Loans. We'll find the best loan for your situation.  And, we can help you with a number of first-time home buyer and low-income programs, including deferred payment, no interest loans.  Or, USDA loans with zero downpayment required.  Please note that we strongly recommend using a local lender and encourage you to get pre-qualified first!  Local sellers only want pre-qualified buyers visiting their homes and expect a letter of pre-qualification with any offer you make.