Closing Costs

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract.  In Leon County, the Buyer typically pays for the Home Inspection ($300 average) and Survey ($400 average).  The Seller usually pays for the Wood Destroying Organism or Termite Inspection ($250 average).  See below for other standard costs.

As we negotiate the sales contract for you, we'll not only work to get the sales price you want, we will also work to limit the number of closing costs for which you will be responsible.  We can examine several first-time home buyer programs that may assist you with these costs.

We'll will walk you through the closing costs, answering any questions you may have explaining which costs are decreed by law to be yours and which are negotiable.

Good Faith Estimate

Buyers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. We will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates we believe to be low.